Official texts: Anah and CEE sheets, France, September 2026

Hub of Aid & Subsidies

Maximise the financing of your insulation project. Discover how R'BULL technology fits perfectly within the 2026 legal requirements to help you access available subsidies.

Insulation grants in France since 1 September 2026: what has really changed

MaPrimeRénov' no longer funds insulation as a single measure for applications filed since 1 September 2026. Insulation is still taken into account in MaPrimeRénov' major renovation, where several insulating materials may be combined to reach the required total thermal resistance. CEE grants (the French energy saving certificate scheme) continue to fund insulation measure by measure, including several insulation layers installed one over the other. In overseas France, the CEE sheets and the Agir Plus and HODARI schemes remain particularly favourable, both for insulation and for solar protection of roofs.

Sources: Decree No. 2026-822 of 25 August 2026; order of 17 November 2020, article 13-2; Anah guides of September 2026, mainland France and overseas France; CEE sheets in force.

Energy grants (CEE) in France: insulation measure by measure

In mainland France, CEE grants still fund insulation element by element, with no major renovation required. Each sheet sets the thermal resistance to be reached:

Unconverted lofts (BAR-EN-101)R ≥ 7
Sloping roofs (BAR-EN-101)R ≥ 6
Flat roofs (BAR-EN-105; BAT-EN-107 for commercial buildings)R ≥ 4.5
Walls (BAR-EN-102)R ≥ 3.7
Ground floors (BAR-EN-103)R ≥ 3

The sheets expressly provide for several insulation layers installed one over the other: the declaration states the brand and reference of each one and the overall thermal resistance. Standard NF EN ISO 22097 is cited there for reflective insulation. Only the newly installed insulation counts (existing insulation is left out of the calculation), a company holding the RGE qualification used in France is required in housing, and the grant offer must be accepted before the quote is signed. Measure by measure, CEE grants can be combined with other aid; they cannot be combined with MaPrimeRénov' major renovation.

How to use R'BULL?
The layering strategy: R'BULL Pro is combined with a traditional insulant (mineral or bio-based wool, for example) to reach the overall thermal resistance required by the CEE sheet in France. The assembly brings together the thick insulant and the R'BULL reflective barrier against summer heat.
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MaPrimeRénov' major renovation (France)

Insulation within a whole-house project (mainland France)

For a home over 15 years old, rated E, F or G, occupied as a main residence, with an Accompagnateur Rénov' (renovation advisor) and after an appointment with a France Rénov' adviser. The project must gain at least two energy classes and treat at least two parts of the building envelope out of four: walls, ground floors, roof or lofts, windows (at least 25 % of the surfaces of each part chosen). Example: insulating the sloping roof (traditional insulant combined with R'BULL) and replacing the windows, if the energy audit confirms the gain of two classes. The aid covers a share of the expenditure excluding VAT, capped at €30,000 (gain of 2 classes) or €40,000 (3 classes or more):

Very Low Income (Blue)80 %
Low Income (Yellow)60 %
Intermediate Income (Purple)45 %
Higher Income (Pink)10 %

Within each insulated part, one or more insulating materials may be combined: their total thermal resistance must reach 7 m².K/W in unconverted lofts, 6 in sloping roofs, 6.5 in flat roofs, 3.7 in walls insulated from the inside, 4.4 from the outside and 3 in ground floors. Standard NF EN ISO 22097 is expressly recognised for reflective insulation. In a detached house in France, the project may neither install nor keep heating or hot water running on oil, gas or coal. This aid cannot be combined with CEE grants.

For applications filed before 1 September 2026, the former lump sum by measure applies (€25, €20 or €15/m² for sloping roofs and loft ceilings).

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Overseas France: a setting that suits R'BULL particularly well

Key CEE sheet for R'BULL in overseas FranceBAT-EN-106
CEE BAT-EN-106: a major sheet for R'BULL in overseas commercial buildings. R'BULL Pro 13 is installed in overseas France under this sheet, which funds the insulation of unconverted lofts, sloping roofs and flat roofs in new or existing commercial buildings (offices, shops, hotels, education, healthcare and other activities). It requires R ≥ 1.2 m².K/W and expressly recognises standard NF EN ISO 22097 for reflective insulation.
Insulation: thermal resistance R
BAT-EN-106: commercial, lofts, sloping roofs, flat roofsR ≥ 1.2
BAR-EN-106: housing, unconverted lofts, sloping roofsR ≥ 1.5
BAR-EN-107: housing, walls (higher grant from R ≥ 1.2)R ≥ 0.5
BAT-EN-108: commercial, wallsR ≥ 1.2

BAR-EN-106 and BAR-EN-107 expressly provide for several insulation layers installed one over the other with the overall thermal resistance: R'BULL can be combined there with a traditional insulant.

Solar protection: solar factor S
BAR-EN-109: existing homes (0.02 in Mayotte)S ≤ 0.03
BAT-EN-109: commercial up to 10,000 m²S ≤ 0.03

The roof may deliver the solar factor on its own or reach it through an assembly of elements; in that case the sheet calls for the characteristics of each element (colour or absorption coefficient, thermal resistance, emissivity) and a calculation note following the rules of the territory. For R'BULL Pro 13, the LNE calculated S = 0.029 under a white steel roof with a slightly ventilated air gap, and S = 0.018 with, in addition, an unventilated air gap and a plasterboard.

Agir Plus, HODARI and MaPrimeRénov' aid in overseas France (Anah guide, September 2026)

Roof insulation: funded in the five overseas France territories by Agir Plus (EDF) and HODARI (Mayotte), from €12 to €35/m² depending on the territory and income, for a system made up of “one or more insulants” with a total thermal resistance R ≥ 1.5 m².K/W (standard NF EN ISO 22097 for reflective products).

Roof insulation pack: it limits heat transfer by conduction and by reflection at once, combining a solar factor below 0.03 with insulation of R ≥ 1.5; funded by Agir Plus in Guadeloupe (€32 to €36/m²).

MaPrimeRénov' in overseas France: no more insulation lump sum since 1 September 2026, but solar protection of the roof is still funded (S ≤ 0.03 except in Mayotte; €25, €20 or €15/m² depending on income), as are ventilated over-roofs and ventilated cladding.

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VAT at 5.5% & Éco-PTZ

Reduced VAT at 5.5%

Applied directly to your quote and invoice if your home is over 2 years old, covering the supply and installation of the insulation system including R'BULL (layered in mainland France).

The Zero-Interest Eco Loan (Éco-PTZ)

Finance your remaining costs without paying interest. Borrow up to €15,000 for a single insulation measure (repayable over 15 years), with no income conditions.

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Assessed Technical Data (For Your Installer)

Thermal Resistance
1.60 m².K/W
with two 20 mm air gaps (KTU)
Reaction to Fire
B-s1,d0
AITEX
Emissivity
0.053
measured (LNE)
Solar Factor
0.018
up to 0.029 depending on the assembly (LNE, white steel roof)
Official Sources: March 2026

Energy Renovation Aid
across the EU's 27 Member States

A complete overview of national energy renovation aid schemes: direct grants, subsidised loans, tax credits, one-stop shops and mechanisms equivalent to the French CEE scheme.

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Common Foundation: The European Energy Efficiency Directive (EED)

All Member States are subject to the Energy Efficiency Directive and the Energy Performance of Buildings Directive (EPBD, revised 2024). Each country must submit a National Building Renovation Plan by the end of 2026. The directive sets energy-saving targets but does not impose a single model. The 13 lower-income countries also benefit from the Modernisation Fund.

Financial Instruments Legend
Direct grant
Subsidised / zero-interest loan
Tax credit or deduction
One-stop shop
CEE equivalent
Adaptation aid
🇫🇷
France
European benchmark
Advanced
🏛️ MaPrimeRénov' + CEE

The most comprehensive scheme in Europe. MaPrimeRénov', MaPrimeAdapt', CEE, 5.5% VAT, Éco-PTZ. One-stop shop: France Rénov'.

● Direct grant● Éco-PTZ● 5.5% VAT● France Rénov'● CEE● MaPrimeAdapt'
france-renov.gouv.fr
🇩🇪
Germany
Bundesförderung BEG
Advanced
🏗️ BEG: KfW & BAFA

BEG: KfW loan up to €150,000 with a repayment bonus. Direct BAFA grant. Altersgerecht Umbauen programme for adaptation.

● BAFA grant● KfW loan● Altersgerecht
kfw.de
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Ireland
SEAI + EEOS
Advanced
🌿 SEAI Grants + EEOS

SEAI offers direct grants, a One Stop Shop, and the free Warmer Homes scheme. EEOS is the direct equivalent of the French CEE scheme.

● Direct grant● One Stop Shop● EEOS (≈ CEE)● Warmer Homes
seai.ie
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Luxembourg
Klimabonus + Klimaprêt
Advanced
Klimabonus + Klimaprêt

Klimabonus: up to 62.5% of costs. Klimaprêt: subsidised interest rate of 1.5%. Energy audit grant of €1,500.

● Klimabonus (62.5%)● Klimaprêt 1.5%● Guichet.lu
guichet.public.lu
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Italy
Ecobonus + Certificati Bianchi
Advanced
🏛️ Ecobonus + Certificati Bianchi

Ecobonus (50-65% tax deduction), Bonus Casa. Certificati Bianchi managed by the GSE, equivalent to CEE. Everything centralised on the ENEA portal.

● Bonus Casa● Ecobonus 65%● Certificati Bianchi● ENEA
bonusfiscali.enea.it
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Spain
IDAE + CAE
Advanced
☀️ IDAE + CAE

IDAE grants (up to €12,000). CAE (Certificados de Ahorro Energético), equivalent to CEE. Tax deductions available.

● IDAE grant● IRS deduction● CAE (≈ CEE)
idae.es
🇧🇪
Belgium
Regionalised scheme
Intermediate
🏘️ Mijn VerbouwPremie

Regional aid. Flanders: Mijn VerbouwPremie + Mijn VerbouwLening (loan of €60,000). Wallonia/Brussels: Rénolution grants.

● Regional grants● VerbouwLening● Tax credit● Local one-stop shops
vlaanderen.be
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Netherlands
ISDE (RVO)
Intermediate
🌷 ISDE (RVO)

RVO portal: ISDE grant. Insulation amount doubled for combined measures. Reduced VAT at 9%. No consumer-facing CEE scheme.

● ISDE grant● 9% VAT● RVO.nl
rvo.nl
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Austria
Bundesförderung
Intermediate
🏔️ Federal aid + Länder

Grants of up to 50% of eligible costs. Regional (Länder) loans can be combined, with local deductions also available.

● Grant (50%)● Regional loan● Local deduction
bmk.gv.at
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Denmark
Danish Energy Agency
Intermediate
🌬️ Grant + deduction

Direct grant. Håndværkerfradrag tax deduction on labour costs. Supplier obligation mechanism (≈ CEE).

● Direct grant● Håndværkerfradrag● Supplier obligation
ens.dk
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Sweden
ROT-avdrag
Intermediate
🌲 ROT-avdrag

ROT-avdrag: a 30% tax deduction on labour costs for renovation (cap of SEK 75,000). District heating is well established.

● Heat pump subsidy● ROT-avdrag (30%)
skatteverket.se
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Finland
ARA + Kotitalous.
Intermediate
❄️ ARA + renovation deduction

ARA: renovation subsidies. Kotitalousvähennys: a 40-60% tax deduction on labour costs.

● ARA subsidy● Deduction 40-60%
ara.fi
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Portugal
Fundo Ambiental
Intermediate
🌊 Fundo Ambiental + PRR

Fundo Ambiental: subsidies of up to 85% of costs for low-income households. IRS tax deductions available.

● Subsidy (85%)● Subsidised loan● IRS deduction
fundoambiental.pt
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Greece
Exoikonomó
Intermediate
🏛️ Exoikonomó

Greece's flagship programme: direct subsidies of up to 85% of costs. Subsidised loans via partner banks.

● Subsidy (85%)● Subsidised loan
exoikonomisimo.gov.gr
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Slovenia
Eko sklad
Intermediate
🌿 Eko sklad

Eko sklad: zero or very low interest loans plus direct subsidies. A regional benchmark funded by the EU Modernisation Fund.

● Direct subsidy● Zero-interest loan● Eko sklad
ekosklad.si
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Czechia
Nová zelená úsporám
Intermediate
🏡 Nová zelená úsporám

Subsidies for thermal insulation and heating. Geothermal heat pumps: a bonus of +CZK 40,000.

● Direct subsidy● Subsidised loan
novazelenausporam.cz
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Poland
Czyste Powietrze
Intermediate
💨 Czyste Powietrze

National programme (Clean Air). Subsidies of up to PLN 135,000 (~€31,000) for insulation and replacing coal heating.

● Subsidy (€31k)● Subsidised loan
czystepowietrze.gov.pl
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Hungary
HIPA
Intermediate
🏰 HIPA programme

National subsidy covering 50% of renovation costs. Subsidised loans via the EU Modernisation Fund.

● 50% subsidy● Subsidised loan
hipa.hu
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Estonia
KredEx
Intermediate
🏗️ KredEx

KredEx: renovation loans with a state guarantee. Direct subsidies of up to 40% for collective housing.

● Subsidy (40%)● State-guaranteed loan
kredex.ee
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Latvia
Altum + EU Funds
In development
🏘️ Altum

Altum: subsidised loans and guarantees for renovating collective buildings. EU subsidies (Modernisation Fund).

● EU subsidy● Altum loan
altum.lv
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Lithuania
SIXA + JESSICA
In development
🌾 SIXA + EU funds

The SIXA programme: renovation of collective housing subsidised at 30-40%. Reduced-rate loans.

● Subsidy (40%)● Subsidised loan
am.lt
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Slovakia
Environment Fund
In development
🏔️ Environment Fund

Subsidies for thermal renovation through the national Recovery Plan. The scheme has been scaling up since 2022.

● Direct subsidy● Subsidised loan
szfo.sk
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Croatia
FZOEU
In development
🌊 FZOEU

FZOEU: residential renovation subsidies covering 40-60% of costs. Green bank loans.

● Subsidy (60%)● Green loan
fzoeu.hr
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Romania
Casa Verde
In development
🌿 Casa Verde + PRR

The Casa Verde programme for heat pumps and solar systems. Aid for insulation alone remains less structured.

● Casa Verde● State-guaranteed loan
casaverde.afm.ro
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Bulgaria
NFFEE
In development
🌻 NFFEE + EU Funds

NFFEE: subsidised loans and state guarantees. EU subsidies via the Modernisation Fund.

● EU subsidy● NFFEE guaranteed loan
nfee.bg
🇨🇾
Cyprus
SAVE + PRR
In development
🌞 SAVE + Recovery Plan

The SAVE programme: direct subsidies for insulation and air conditioning. Aid focused on summer performance.

● SAVE subsidy● Recovery Plan
meci.gov.cy
🇲🇹
Malta
MIMCOL
In development
🏝️ MIMCOL + PV aid

Subsidies for PV panels, insulation and heat pumps. Priority given to renewable energy.

● Direct subsidy● Tax deduction
mimcol.gov.mt
Comparative table of instruments by country
27-country summary
CountryDirect subsidySubsidised loanTax creditOne-stop shopCEE equiv.Adaptation aidMaturity
🇫🇷 France
🇩🇪 Germany
🇮🇪 Ireland
🇱🇺 Luxembourg
🇮🇹 Italy
🇪🇸 Spain
🇧🇪 Belgium
🇳🇱 Netherlands
🇦🇹 Austria
🇩🇰 Denmark
🇸🇪 Sweden
🇫🇮 Finland
🇵🇹 Portugal
🇬🇷 Greece
🇸🇮 Slovenia
🇨🇿 Czechia
🇵🇱 Poland
🇭🇺 Hungary
🇪🇪 Estonia
🇱🇻 Latvia
🇱🇹 Lithuania
🇸🇰 Slovakia
🇭🇷 Croatia
🇷🇴 Romania
🇧🇬 Bulgaria
🇨🇾 Cyprus
🇲🇹 Malta